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Short, practical guides: how to organise your debts and accounts, ask politely, and never lose your book.

How to organise the debt book in your shop
Organise a shop’s credit book: one account per customer, every entry recorded on the spot, due dates, currencies and a monthly statement. On paper or in an app.
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Debts in dollars and pounds: don’t add them into one number
Record debts in several currencies (dollars, Syrian pounds, euros) without mixing them: a balance per currency, and the exchange rate for estimates only.
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How to ask for money you’re owed, politely
Polite ways to ask a customer, friend or relative to repay a debt, with ready WhatsApp messages for before the due date, on the day and after a delay.
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Paper, Excel, or an app? An honest comparison for your debt book
An honest comparison of a paper debt book, an Excel sheet and a debt-tracking app: getting lost, currencies, reminders, statements, backups, and who each one suits.
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Backups: how never to lose your book
Why you should back up your debt book, how to do it in haeifin with a password, where to keep the file, and how to restore it on a new phone.
Read the articleYour clear book,
on your phone
to get it
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